Microsoft has started rolling out a new payment method for Apps and Games–Microsoft Pay for Windows 10 PC. If you have been a Windows 10 Mobile user, we used to have “Microsoft Wallet.” It’s still listed in the store, but it’s for Mobile only.
That said, Microsoft Pay is intended for those who do shopping through the Edge browser. Microsoft has “Payment Request APIs” in place, which lets it connect with Microsoft Pay to make seamless payments. This was announced sometime earlier but had the reference of Wallet instead of Pay. To make sure you can use this for payments through the Edge, you will need to install the app, and this works on Windows 10 version 16299 or higher.
Even though it’s an app, you cannot open it. It’s only set if APIs that Edge or any other app that implements the API can access it.
It’s the new gateway for providing your card information, your shipping address, and anything requested to make the payment. Any website or online shopping portal can request from Microsoft Wallet and using the Edge browser; the request is then processed.
- User Initiates Check out
- Wallet UI appears
- The user chooses the shipping address.
- Updated Payment info shows up based on the address.
- Payment is made.
- Checkout Complete.
It allows users to pay with any debit or credit card that belongs to Visa, MasterCard, or Amex networks. Below is the screenshot of how this works with the Edge browser:
