Microsoft has introduced a new feature for Microsoft Edge integrated with Microsoft Wallet for seamless online shopping experience. Termed as “Payments Request API”, it reduces the hassle of multiple inputs any online buyer has to go through. It will be available with Creators Update which will be rolled out to public next year. If you are already running Windows 10 Insider build 14986, you can start using it.
In Microsoft Edge, the Payment Request API connects to Microsoft Wallet (with the user’s permission), allowing easy access to payment information associated with the user’s Microsoft Account. Because payment information is securely saved in a digital wallet, shoppers don’t have to navigate through traditional checkout flows and repeatedly enter the same payment and shipping address information repeatedly. The wallet can provide a faster and more consistent experience across websites, which saves shoppers time and effort by allowing them to securely share saved payment information.
So how does it work exactly?
Microsoft Wallet becomes the new gateway for providing your card information, your shipping address, and anything that is requested to make the payment. Any website or online shopping portal can request for Microsoft Wallet, and using the Edge browser the request is then processed.
- User Initiates Check out
- Wallet UI appears
- User chooses the shipping address.
- Updated Payment info shows up based on the address.
- Payment is made.
- Checkout Complete.
It allows users to pay with any debit or credit card that belongs to Visa, MasterCard, or Amex networks.